Mela Capital Group

Remote Sr Government Underwriter

Job Posted 4 years ago

Job Type

Remote

Employment

Full-time

Location

Sunrise, FL, United States

Experience

Senior

Job Description

Company Description

Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support.

 

Job Description

Full-Time

Sr Government Underwriter 

Join one of the fastest growing companies in Atlanta. A highly entrepreneurial organization that embraces a strong service-based culture, our company has been named a Top 150 Workplace by the Atlanta Journal Constitution the past six years.

Today, we are actively hiring for multiple positions to join our firm and if you have more than 5+ years of frontline Underwriting experience and currently have your FHA DE certification and VA designation, we would love to chat with you.

What You Will Be Doing

Principal Accountabilities:

Reviews of all loan files for adherence to Government, Investor and GSE guidelines
Responsible for issuance of all loan approvals and declinations in compliance with RESPA and ECOA measures
Conditions loans in accordance with program and federal requirements; works with the processor to ensure all conditions are clear
Reviews any assigned file that is categorized as non-delegated or brokered for quality assurance
Individually responsible for issuing a clear to close on all loan files underwritten
Responsible for pipeline management to adhere to turn times and compliance requirements
Coordinates resolution of any auditing deficiencies with Quality Assurance and Management

Qualifications:

5 years experience and in depth knowledge of mortgage lending credit underwriting and collateral review
Working knowledge of conventional and government guidelines, as well as, Federal and State compliance requirements
FHA DE Certification required
VA designation required
Maintains professionalism in providing excellent service to our clients
Able to problem-solve and discuss scenarios for the best overall client experience
Ability to manage pipeline daily while meeting monthly production and quality goals
Strong written and verbal communication skills 
Fraud Detection
USDA knowledge preferred

What You Need for this Position

- Senior Underwriter
- FHA
- VA
- LAPP/SAR
- DE

So, if you are a Sr Government Underwriter with experience, please apply today!

Applicants must be authorized to work in the U.S.

Qualifications

Qualifications:

5 years experience and in depth knowledge of mortgage lending credit underwriting and collateral review
Working knowledge of conventional and government guidelines, as well as, Federal and State compliance requirements
FHA DE Certification required
VA designation required
Maintains professionalism in providing excellent service to our clients
Able to problem-solve and discuss scenarios for the best overall client experience
Ability to manage pipeline daily while meeting monthly production and quality goals
Strong written and verbal communication skills 
Fraud Detection
USDA knowledge preferred

What You Need for this Position

- Senior Underwriter
- FHA
- VA
- LAPP/SAR
- DE

So, if you are a Sr Government Underwriter with experience, please apply today!

Applicants must be authorized to work in the U.S.

Additional Information

What You Need for this Position

- Senior Underwriter
- FHA
- VA
- LAPP/SAR
- DE

So, if you are a Sr Government Underwriter with experience, please apply today!

Applicants must be authorized to work in the U.S.

Applicants must be authorized to work in the U.S.

All your information will be kept confidential according to EEO guidelines.

Ready for Your Next Step?

To apply for this position, please use the link below. You will be redirected to the official application page on the company's website.

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