Mela Capital Group

Conventional Mortgage Underwriter (Remote)

Job Posted 4 years ago

Job Type

Remote

Employment

Full-time

Location

Sunrise, FL, United States

Experience

Junior

Job Description

Company Description

Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support.

 

Job Description

 

Remote Conventional Mortgage Underwriter 

If you are a Remote Conventional Mortgage Underwriter with experience, please read on!

Top Reasons to Work with Us

We are a retailer seeking all Remote Mortgage Underwriters. We're here to keep the dream of home ownership alive. Currently, we are seeking long-term underwriters to stay with us for the next decade to come. With exponential benefits, a culture that fits the kindest and hardest working, your contribution will be valued within our firm. There is opportunity to grow and since we're middle-sized, your growth will start immediately.

What You Will Be Doing

- Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.
- Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.
- Apply and interpret company underwriting guidelines and makes sound credit decision.
- Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
- Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
- Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs.
- Determine any conditions, stipulations or pre-funding requirements.
- Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position.
- Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed.
- Possess excellent computer skills and working knowledge of Microsoft Office products.

What You Need for this Position

- 4+ years of Conventional mortgage underwriting experience.
- DU and LP experience required
- FHA DE/ Direct Endorsement designation are a plus
- VA SAR designation experience preferred but not required
- Experience with Encompass preferred

So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today!

Applicants must be authorized to work in the U.S.

Qualifications

What You Need for this Position

- 4+ years of Conventional mortgage underwriting experience.
- DU and LP experience required
- FHA DE/ Direct Endorsement designation are a plus
- VA SAR designation experience preferred but not required
- Experience with Encompass preferred

So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today!

Applicants must be authorized to work in the U.S.

Additional Information

Applicants must be authorized to work in the U.S.

All your information will be kept confidential according to EEO guidelines.

Ready for Your Next Step?

To apply for this position, please use the link below. You will be redirected to the official application page on the company's website.

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